When we had our eldest, me and my hubby were paying off our student loans. We had no investment whatsoever and decided to just do our big time purchases when the baby arrives.
Easier said than done.
Well, it's easier to pay bills but saving up? Hell no.
What did I sacrifice most? It's the freedom from responsibility.
But saying that matter of factly, I'm not gonna trade the joys of motherhood with that freedom. Hell no too.